Local Tree Service Explains What to Do If a Tree Falls on Your House

February 12, 2020

One of the best investments homeowners can make for their homes is to incorporate trees into the landscape design. Once they’re established, those trees can add as much as $10,000 to your home’s value. But those same trees can also pose a serious hazard both to your safety and your home’s value if they fall on your house. For homeowners along the Front Range, falling trees are always a risk and your trusted tree company wants to help you be prepared. Here’s what your local Denver Tree service suggest you should do if a tree falls on your home.

Check on Everyone
If you’re inside the house when the tree falls, your first course of action should always be to check on the safety of everyone inside. If anyone is injured, call 911 and get them medical treatment immediately. Don’t try to move them yourself as this can worsen their injuries. If no one is injured, move away from the impact site if possible until you know how much damage was done. 

Check the Power
Downed power lines are a major safety hazard, but when large trees fall, they often get trapped in the limbs. Once they’re down, those live power lines can create sparks that often spark fires and worsen the damage to your house. After the tree falls, pay attention to the way the electricity behaves. If the lights are flickering or you’re completely without power, there may be downed lines on your property. If this is the case, call the electrical company immediately. They’ll want to inspect the damage and make the necessary repairs as soon as possible. 

Call Your Insurance Provider
Many homeowners insurance policies cover damage done by falling trees. This means you’ll want to get the claims process started as soon as possible. Call your provider and let them know what happened. They’ll be able to give you a list of documents you’ll need to provide to initiate the claim. You should also document the damage before any repairs take place. Grab your cell phone or camera and take pictures of the tree where it landed. Make sure to include pictures of the damage done to your roof, siding, windows, and anything damage inside your house. These help paint a picture of the extent of the damage for the insurance company. 

Call Your Contractors
Leaving the tree in place isn’t the best option. It puts you and the rest of your property at risk for further damage. The best thing you can do is call your roofer or general contractor as soon as possible and let them inspect the damage. Remember, you’re able to get estimates for any necessary repairs even before you speak with the insurance adjuster. You can then use these estimates to petition the insurance company for more money to cover the damage if needed. 

During their inspection, the contractors should also be able to board up any broken windows and cover any damaged portions of the roof to keep the rest of your house safe from further damage. If they don’t offer to, you may need to call a different contractor. 

Get the Tree Removed
Removing a fallen tree may seem simple, but it’s more complicated than you might think. Not only does the tree need to be safely removed from the area immediately around your house, but you also have to dispose of it. Without the right experience and tools, this task can feel almost impossible.

The best thing you can do is contact your local tree company and let them handle the removal. They’ll make sure the entire tree is handled properly to reduce the risk of further damage to your home. They’ll also be able to break down the tree so you won’t have to worry about dealing with a large and unsightly trunk on your property.

Stay On Top of Preventative Maintenance
Falling trees are always going to be a risk. While they’re not entirely preventable, there are things you can do to keep your home and the rest of your property safer even when the weather gets bad. Here are a few simple maintenance tasks you can and should take care of throughout the year.

Keep Trees Trimmed
Trimming your trees is the best way to keep them in good condition. This removes dead growth and reduces the risk of disease and insect infestations inside the trees themselves. Over time, your trees will stay healthier and will be less likely to topple over when high winds and severe weather flare up across the Front Range. Just make sure you leave the trimming to the pros. If you’re not careful, you could end up trimming too much and ultimately increase your risk of falling trees.

Get Rid of Dying Trees A.S.A.P.
If you have trees on your property that are dying or already dead, don’t leave them in place. Let your tree company remove them as soon as possible. Once a tree dies, it’s no longer able to anchor itself in the ground. When those high winds kick up, they’re more likely to fall. Removing them as soon as you can will keep your home and your loved ones safer.

Get Rid of Low-Lying Branches
The entire tree doesn’t have to fall to cause serious damage to your house. Sometimes, all it takes is a single branch. The best way to prevent falling branches is to get rid of ones that hang close to or over your roof. Trimming those branches back won’t hurt the tree, but it will help keep your home damage-free and further protects the tree from additional damage. 

Worried About Your Trees?
Spring weather means high winds are just around the corner. Don’t wait for a tree to fall before you do something about it. Keep the trees on your property in good condition and reduce the risk of trees falling on your property by scheduling an inspection today. Our team will make sure your trees are in good shape and can handle everything the Denver weather throws their way.
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